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New to plug-in solar?

Plug-in solar lets anyone generate free electricity — no roof, no permit, no contractor. A single panel on your balcony can meaningfully cut your bill, especially as rates keep rising.

Pending legislation

Coming Soon — Indiana is considering plug-in solar legislation

Would permit residential plug-in solar systems up to 1,200W without utility approval or interconnection requirements.

Get notified when Indiana goes legal

We track every vote. One email when this bill passes — no spam.

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Solar you can use in Indiana today, while you wait

Plug-in solar that ties into your home's wiring isn't legal here yet — but a portable solar generator (a panel charging a battery you plug devices into directly) never touches your home's wiring, so it's legal everywhere, including Indiana, right now.

See solar backup options →

Bill Status

Bill number
SB 74 / HB 1084
Expected vote
Introduced — 2026 session
Proposed watt cap
1200W AC
As written in current bill text — subject to amendment
Primary utility
AES Indiana / Duke Energy Indiana

Pending bill information may change as legislation advances. Bill text, watt caps, and effective dates are subject to amendment or failure. This is not legal advice.

What to Expect If This Passes

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Up to 1200W, no permit

The bill as drafted would allow systems up to 1200W AC connected to a standard household outlet — no permit, no utility approval required.

No net metering

The bill does not include net metering for plug-in systems. Excess generation would not be credited. Self-consumption maximization is key.

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Renters included

The bill does not restrict installation to homeowners. Renters would still need landlord consent, but no permanent installation is required.

Electricity Cost Trend

3.0%/yr avg — Low growth
Rates up 16% over the past 5 years
From $0.121/kWh in 2021 → $0.140/kWh today. Every year you delay solar, your bills compound.
3.0%
avg. annual increase
Historical avg. residential rate ($/kWh)
$0.121
2021
$0.124
2022
$0.128
2023
$0.132
2024
$0.136
2025
$0.140
2026
20-year projected rate
$0.253/kWh
at 3.0%/yr escalation
Extra you'll pay over 20 yrs*
$962
vs. today's rates (1,000 kWh/mo household)
Best time to go solar
Now
Each year of delay = a year of higher grid bills

Estimated Savings Preview

Based on Indiana's $0.140/kWh avg. rate and 4.5 sun hours/day. Use this to plan — not to make a purchase yet.

Best-fit kits for Indiana

sorted by your payback period
10yr payback~$2,269 lifetime savings

US Solar Supplier 810W Balcony Kit

Complete kit: Runergy panels, APsystems EZ1, SunModo awning racking.

Output
810W
Lifespan
25 yrs
Panel warranty: 25 yr
Inverter: 12 yr
UL1741IEEE1547
$969~$97/yr avg cost
Shop Now →
10yr payback~$2,199 lifetime savings

PluggedSolar 800W Plug-In Kit

Four 200W panels + UL 1741 microinverter + WiFi monitor. Sold on Amazon.

Output
800W
Lifespan
25 yrs
Panel warranty: 25 yr
Inverter: 10 yr
UL1741
$999~$100/yr avg cost
Buy on Amazon →
11yr payback~$1,069 lifetime savings

CraftStrom 400W Eco Line Plug-In Kit

400W Eco Line bifacial panel + ETL/UL 1741 microinverter.

Output
400W
Lifespan
25 yrs
Panel warranty: 25 yr
Inverter: 10 yr
ETLUL1741
$530~$48/yr avg cost
Shop Now →

Payback estimates use your current slider settings with each product's wattage and price. We earn an affiliate commission on purchases at no extra cost to you.

Default: 4.5h/day (Indiana avg)
$1,200
$900$2,200
800W
400W1200W
60%
30%100%
$0.140/kWh
$0.080/kWh$0.400/kWh
Rate Escalation Scenario
Year 1 Generation
670 kWh
56 kWh/mo
Year 1 Savings
$94
$8/mo
Payback Period
12 yrs
by year 12
25-Year Savings
$3,198
net $1,998
Panels typically last 25–30 years with a 25-year output warranty. Microinverters carry a 10–25 year warranty depending on brand. Battery modules degrade faster — expect 10–15 years before capacity drops below 80%. The 25-year savings figure above assumes the panel and inverter run for the full window; budget ~$200–$400 for an inverter swap around year 15 if needed.
Cumulative Savings vs. Break-even ($)
Selected scenario2% escalation8% escalationBreak-even
Calculator AssumptionsSavings estimates are projections based on average sun hours, self-consumption assumptions, and rate escalation scenarios. Actual results vary by roof orientation, shading, usage patterns, and local rate schedules. The federal ITC for residential solar expired December 31, 2025.

Frequently Asked Questions

Can my HOA in Indiana ban balcony or plug-in solar panels?
Indiana's HEA 1196 (2022) limits HOAs from imposing outright bans on solar energy systems, but allows restrictions for about 10 specific reasons and doesn't clearly cover small plug-in devices that aren't permanently installed. Condo associations that own/maintain exteriors are largely exempt from the law. Check your HOA's covenants and consider requesting written approval before installing.
Does Indiana still have net metering for solar?
No. As of 2022, Indiana's major investor-owned utilities (Duke Energy, AES Indiana, NIPSCO, Indiana Michigan Power, CenterPoint) stopped accepting new net metering customers. New solar users are placed on the Excess Distributed Generation (EDG) program, which pays a much lower wholesale-based rate for exported electricity. Systems installed before the phase-out are grandfathered into net metering for a set period.
Do I need utility approval to plug in a small balcony solar unit?
Technically, any device that exports electricity to the grid is subject to Indiana's interconnection rules, which can require an application, equipment, and fees -- even for small units. A 2026 bill that would have exempted compliant plug-in solar units from these requirements died in committee, so no formal exemption currently exists.
Can my landlord prohibit me from using a plug-in solar panel on my balcony?
Yes. Indiana has no law giving renters a right to install solar devices. Landlords can restrict or prohibit balcony solar setups through lease terms, and tenants should get written permission before attaching any equipment to balconies or exterior structures.
Is there any pending Indiana legislation to make plug-in solar easier?
A bill introduced in the 2026 legislative session would have exempted small plug-in home solar units from Indiana's distributed generation rules and barred utilities from requiring approval, fees, or extra equipment for compliant units. The bill died in committee, but advocates are expected to push similar legislation again in future sessions.

Stay in the Loop

We monitor the Indiana legislature and will email you the moment SB 74 / HB 1084 is signed into law or fails. No spam — one email per bill outcome.

Legal DisclaimerLaws change. Information on this site reflects our best understanding of current statutes as of the date shown. It is not legal advice. Verify requirements with your state utility commission, local building department, and a qualified attorney before installation.